Report: ‘Tremor-induced damage’ near giant sinkhole — Video: “My slab’s already broken to hell… it looks like spider web”

Published: February 6th, 2013 at 12:30 pm ET
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Title: Residents: Insurance policies canceled
Source: The Advocate
Author: DAVID J. MITCHELL
Date: February 06, 2013

Louisiana Commissioner of Insurance Jim Donelon said Tuesday his office is making a general inquiry into allegations that insurers are not renewing homeowner’s policies of residents evacuated due to the large sinkhole in Assumption Parish.

[...] a non-renewal letter cited “increased hazard” and a “substantial change in risk” after a resident filed a claim due to tremor-induced damage. The claim was also denied. The resident and company agreed to part ways. [...]

Title: Texas Brine Updates Bayou Corne Residents 01/30/2013 Part 6
Source: rainbeaudais
Date: Jan. 30, 2013

Resident: We want to find out what’s going to happen with our homes […] My slab’s already broken to hell. I’ve been living in Bayou Corne for 26 years, never had but 1 small crack. Now it looks like spider web. So you’ve got to try and understand our skepticism here.

Watch the video here

Published: February 6th, 2013 at 12:30 pm ET
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17 comments

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17 comments to Report: ‘Tremor-induced damage’ near giant sinkhole — Video: “My slab’s already broken to hell… it looks like spider web”

  • Flapdoodle Flapdoodle

    "insurers are not renewing homeowner’s policies".

    Well, that's pretty chicken sh*t. It's like canceling the policies of homeowners if they are in the path of a forest fire.


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    • Time Is Short Time Is Short

      How many claims are still not paid after Katrina?

      Buying insurance is a complete crapshoot. And now we have Obamacare, which is nothing more than a taxpayer-funded bailout of the insurance industry, because the government made their investments worthless.

      Good luck finding a doctor in three years.


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  • Heart of the Rose Heart of the Rose

    Lawmakers seek to limit Jindal's records exemption

    Two lawmakers want to open more of the Louisiana governor's office to scrutiny, proposing a bill that would limit the expansive public records exemption used by Gov. Bobby Jindal to hide nearly all documents in his office.
    Feb. 6 2013

    http://www.katc.com/news/lawmakers-seek-to-limit-jindal-s-records-exemption-258548/

    The people of Louisiana..need to hold the governor accountable.
    Many, many secrets..are hidden in these records.

    Letter: Bobby Jindal a cruel Machiavelli
    FEBRUARY 05, 2013

    http://theadvocate.com/news/opinion/5105074-123/letter-bobby-jindal-a-cruel

    Louisiana needs to get control/replace Jindal..for the welfare of the people.


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    • moonshellblue moonshellblue

      I agree where in the world is Bobby Jindal concerning this disaster? I would be livid if I lived in Bayou Corne. I know our Gov. should be replaced in PA but really Bobby should be handling this for the state and people of LA. JMHO


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  • timemachine2020 timemachine2020

    To the Bayou Corne family of the above article with the cracked driveway. I am an insurance adjuster and professional general contractor that has dealt with millions of dollars in insurance claims. You do not have to accept the insurance companies denial decision as final. You have rights beyond that and do not have to accept their denial or reasons for the denial. Even insurance companies make mistakes and they will be the first to admit it. Thats why claims are allowed to be reopened in such cases of denial. Basically you are allowed a re examination of your claim for a possible approval on your claim. Most insureds do not know the ins and out of insurance claims so many do not pursue their options after being denied. The best advice I can give you is to get a professional, reputable contractor that can properly estimate the job and communicate with the insurance company adjuster. Allow your contractor to negotiate your claim for you. Saves you many headaches and a good contractor is going to make sure the insurance company does the right thing and pays your claim properly as dictated by xactimate insurance rate pricing. Public adjusters are also an option. They will have attorneys get involved. Public adjusters will get 10 percent of your final claim bottom line as a fee, however almost always get enough out of the final claim that usually results in you getting what you originally wanted plus the adjusters legal fees. Do not feel guilty by challenging the ins co denial.


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  • FREEDOMROX

    TM2020…LOL, when I first saw this in the comments pane on the right, (snicker), I thought you were going to say,

    "To the Bayou Corne family of the above article with the cracked driveway, would you please move your car; I am blocked in!"

    Sorry, but it gave me one helluva laugh! Thanks! :)


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  • timemachine2020 timemachine2020

    Sadly enough the driveway is just the beginning of the end for that house. Odds are it will come down soon with that many cracks in the foundation – like a spiderweb? Just happened? Never seen that in all my years of home damage inspections. The ground is definately giving way to subseidence. Any residents still living in bayou corne, you must have rocks in your head for still living there. Enough people have pleaded with you to get out for your own good. You may choose to stay and put your own life at risk however you DO NOT have the right to force other loved ones, children and or pets to do the same. Atleast relocate your loved ones and pets if you insist on staying. Its on your conscience now. If you must stay till the end, you might want to consider getting a parakeet in a cage you can keep an eye on, kinda like the miners use to monitor for gas and methane excesses. If your parakeet croaks then you know you had get the hell outta dodge 5 minutes ago. Best of luck.


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  • Thad

    TM 2020
    Has got it right ground, subsidence cracks slabs, same for the wall cracking. The ground is sinking but below the surface were it is not able to be seen. And the houses on piers or piles it won't be as noticeable– but there will be subsidence.
    Tremors don't crack slabs–the movement is mostly lateral- seen more than my share of tremors -Guatemala '76- 7.8 Richter
    Would at least pack and move kids, animals, irreplaceable things to somewhere save –
    Remember there is a 3 million cubic yard void or combination of voids under your feet


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    • FREEDOMROX

      I sincerely agree Thad. If this were happening all at once, then people would run, but as you and TM2020 point out, a slow motion subsidence gives the residents a false sense of security.

      Wow… Finally, something we all agree upon.

      Thad what do you think of introducing Pentolite into so volatile a situation, (and exploded simultaneously at different locations to obtain a 7000' survey), as is ongoing at the 'Stinkhole' in the near future and forty feet below the earth next to same?

      GEOPRIME dBX is a high energy, high performance pentolite seismic explosive researched and engineered to increase elastic waves through improved coupling between the explosive energy and the earth.

      http://www.dynonobel.com/files/2010/04/Geoprime_dBX.pdf


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  • irhologram

    February 6, 2013 Albuquerque, New Mexico – "Earthfiles has received loud boom reports from at least thirty regions of the United States since October 17, 2012, as residents from the East Coast to Bakersfield, California, and from Verde Valley, Arizona to Anchorage, Alaska, have reported booms associated in some cases with bright flashes of light to local authorities and media. So far no one has a final answer to the eerie boom phenomenon that has been ongoing since the spring of 2011. During the first year of reports, many people described feeling hard thumps against the bottom of their shoes and on the wall next to them while floors shook. Then beginning in mid-2012, most witnesses said the loud booms and flashes of light were coming from the sky." http://www.earthfiles.com/news.php?ID=2062&category=Environment. Site contains extensive data base of witnesses and locations of unexplained booms and rumbling.

    "No one knows for sure, but scientists speculate that these "booms" are probably small shallow earthquakes that are too small to be recorded, but large enough to be felt by people nearby. In New Madrid, Missouri, there are accounts of "artillery-like" sounds that were said to have occurred before or during the New Madrid earthquakes of 1811-1812. [Mystery booms coming from deep in the plate boundary were reported in Indonesia for many months before the December 2004 quake and tsunami.]" http://mysterybooms.blogspot.com/


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  • ftlt

    I would claim the damage done at the time of collapse as an unnatural act – a man made event… Hard to prove!!!!

    Is natural occuring sinkhole damage covered in the place… I would doubt that it would be… It maybe in the boiler plate policy exclusions… Along with acts of God – earthquakes etc… The acts of war stuff etc…

    Earthquakes are a commonly excluded… I believe, hillside slides often are too… You need special insurance for these types of coverages

    This is most likely a liability litigation issue… Hate to have to wait on the rulings and its appeals


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  • bwoodfield bwoodfield

    Similar insurance issued occurred here in Winnipeg a few years back. Houses build along the Red River valley (which by the way is a flood plane) were severely flooded and a number actually washed away. Insurance companies paid out HUGE amounts on properties and possessions (the majority of these being farms with multi-million dollars in equipment). The insurance companies then stated that they would no longer be covering flood damage to properties situated along the Red River.


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